How much can I borrow? As every commercial property is different, commercial finance is always done on a case by case basis.
Loan size Minimum loan size is $300,000. Most commercial finance is done up to $1m. Over this size, loans are assessed differently. In commercial finance there is no maximum loan size.
Term From 1 year to 30 years. 15 years is the most common commercial property loan term.
- 80% up to $1m
- 75% up to $3m
- 70% up to $5m
- 65% unlimited, and assessed on its merits
Indicative Rates As a guide, for standard commercial properties, variable rates normally sit between 4.5% to 6.5%. Larger commercial loans can be done cheaper than this.